Privacy
Last updated
Last updated
Last Updated: February 26, 2025
Incentive Finance Labs and its subsidiaries and affiliates (“Incentive”, “we”, “our”, and/or “us”), value the privacy of individuals who use our website (the “Site”). This privacy policy (“Privacy Policy”) describes how Incentive collects, uses, and shares information about you as well as your rights and choices regarding such information. If you have any questions or wish to exercise your rights and choices, please contact us as set out in the “Contact Us” section.
Incentive collects certain personal information from you when you use the Site. This information is collected and may be stored electronically by us. This information may be provided to us voluntarily by you, collected automatically by us from you, or provided to us from third-party sources as further explained in this Section 2.
We collect information about you when you use the Site, including information you provide when you access the Site oruse the “Contact Us” feature on the Site to email us. Specifically, we collect, and in the last 12 months have collected,the any content within any messages or emails you send to us by email using the Site’s “Contact Us” feature.
We automatically collect information when you use the Site. The categories of information we automatically collect and have collected in the last 12 months include:
• Device data, including data about the type of device or browser you use, your device’s operating software, your internet service provider, your device’s regional and language settings, and device identifiers such as internet protocol (IP) address.
• Location data, including imprecise location data (such as location derived from your IP or data that indicates a city or postal code).
For further information on how we use technologies for analytics, and your rights and choices regarding them, see the “Your Rights and Choices” section below.
We also collect, and in the last 12 months have collected, information from other sources, including partners who offer applications and other services, and publicly available sources, including data in the public domain, to respond to your requests, at your direction, for security and safety, or as may be required by law.
We collect and use information for business purposes in accordance with the practices described in this Privacy Policy. Our business purposes for collecting and using information, including in the last 12 months, include:
• Operate and manage the Site.
• Perform services requested by you, such as respond to your comments, questions, and requests, and provide customer service.
• Sending you technical notices, updates, security alerts, information regarding changes to our policies, and support and administrative messages.
• Preventing and addressing fraud, breach of policies or terms, and threats or harm.
• Monitoring and analysing trends, usage, and activities.
• To facilitate the connection of authorized third-party services or applications.
• Conducting research, including focus groups and surveys.
• Improving Redacted’s Site and any related services.
• Any purpose at your direction or with your consent.
We may use information that does not identify you (including information that has been aggregated or de-identified) forany purpose except as prohibited by applicable law. For information on your rights and choices regarding how we useinformation about you, please see the “Your Rights and Choices” section below.
We share information we collect in accordance with the practices described in this Privacy Policy. The types of entities we may have shared information with or may share information with in the future include the following:
• Service Providers. We share information with entities that process information on our behalf for our business purposes, including to support the Site. Service providers assist us with services such as data analytics, marketing and advertising, website hosting, and technical support. We contractually prohibit service providers from retaining, using, or disclosing information about you for any purpose other than performing services for us, although we may permit them to use information that does not identify you (including information that hasbeen aggregated or de-identified) for any purpose except as prohibited by applicable law.
• Affiliates. We share information with our related entities including our parent and sister companies for businesspurposes such as customer support, marketing, product and content development, technical operations, and providing the Site.
• Ecosystem Partners. We share information with Ecosystem Partners at your direction or with consent, or as necessary to fulfill services you have requested.
• Merger or Acquisition. We share information in connection with, or during negotiations of, any proposed oractual merger, purchase, sale or any other type of acquisition, business combination of all or any portion of ourbusiness or assets, change of control, or a transfer of all or a portion of our business or assets to another third party (including in the case of any bankruptcy proceeding).
• As Required by Law or for Security and Safety. We share information to comply with the law or other legalprocess, and where required, in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We also share information to protect the rights, property, life, health, security and safety of us, the Services or anyone else.
• Other Third Parties. We share information collected pursuant to this Privacy Policy with other third parties at your request or direction or with your consent.
We may also share information that does not identify you (including information that has been aggregated or de-identified) except as prohibited by applicable law. For information on your rights and choices regarding how we share information about you, please see the “Your Rights and Choices” section below.
The Site includes links that hyperlink to websites, platforms, and other services not operated or controlled by us.Please note that when you interact with other entities, including when you leave the Site, those entities may independently collect information about you and solicit information from you. The information collected and stored by those entities remains subject to their own policies and practices, including what information they share with us, your rights and choices on their services and devices, and where they store information. We encourage you to familiarize yourself with and consult their privacy policies and terms of use.
The Site is not directed towards, nor designed to attract the attention of children. We do not knowingly collect ormaintain personal information from any person under the age of thirteen. If you are a parent or guardian and youbelieve we have collected information from your child, please contact us via the methods in the Contact Us section below.
Incentive uses reasonable security measures designed to prevent unauthorized intrusion to the Services and the alteration, acquisition or misuse of user information. Nevertheless, transmission via the internet is not completely secure and we cannot guarantee the security of information about you, collected from you, or submitted by you.
We and our service providers may transfer your personal information to, or store or access it in, Singapore or other jurisdictions. If you choose to use our Site from the European Union or other regions with laws governing datacollection and use that may differ, then please note that you are transferring your information outside of those regions to Singapore and other jurisdictions for storage and processing. Also, we may transfer your data from Singapore or elsewhere to other countries or regions in connection with storage and processing of data, fulfilling your requests, andoperating the Services. By providing any information on or through the Site, you agree to such transfer, storage, and processing.
We will post any adjustments to the Privacy Policy on this page, and the revised version will be effective when it isposted. If we materially change the ways in which we process information, we will provide you with notice in the application and via email in accordance with applicable legal requirements.
If you have any questions, comments, or concerns about our processing activities or this Privacy Policy, please contact us at .